Let us find the best Life Insurance policy for you

WHICH LIFE INSURANCE POLICY - IS RIGHT FOR YOU?

When beginning the process of obtaining life insurance; We make it easy for you.

Reviewing your priorities is the first step. The next factors to consider include;

how much coverage you need, and how much premium fit in your budget.

This comparison of Life Insurance types is the final step.

Whole Life Insurance offers permanent coverage.

Typical use:

"Final Expense" for Adults, because monthly premiums don't increase and death benefit doesn't decrease.

These policies build cash value. Premiums are typically fixed and predictable.

This type of coverage is typically the most expensive.

Term Life insurance locks in a rate for a preset number of years; 10 to 30. At the end of the term, premiums increase.

Typical use :

Young adults, during "accumulation" years, by ensuring children are provided for in the event of death.

Most Term policies allow conversion to a permanent policy before end of term.

This type of coverage is typically the least expensive.

Universal Life Insurance is the most flexible. two options:

Guarantee Universal Life ; fixed premiums.

Indexed Universal Life Higher c ash value growth.

Typical uses:

Decreasing Death Benefit, tax-free retirement income, future tax-free college funding, and more.

These policies can be more expensive, and most beneficial, depending on the goal.